NORDEN

Depending on the procedure, the cost of LASIK surgery can range anywhere from $1500-$3500 per eye. For some, laser eye surgery may be more of a financial decision than a medical or lifestyle choice. Since most insurance companies classifying this type of surgery as cosmetic, it might seem like your options are limited. Take heart, however – you do have more choices in the pursuit of LASIK financing. Speak to New Jersey LASIK specialist Dr. Richard Norden to learn more about the financing options available at Norden LASIK.

With a little research, most individuals are able to find some very cost effective financing solutions. These may offer the means to pay for this type of procedure through a scheduled payment plan, typically ranging from $50-$450 a month, depending on the person’s financial history and the selected plan.

The most convenient and easiest form of financing is often with your physician. Some offices offer such assistance for LASIK and custom LASIK, so it pays to enquire. In some cases, the office might offer a payment plan that allows you to pay your bill over a few months, rather than all at once. The main advantage of this is that there is usually no credit check or any applications to fill out, and you are dealing directly with you eye care professional, not a third party.

Many physicians also offer traditional financing options through a credit provider. These usually require no money down, are interest free for up to 24 months and offer low monthly payments. Qualifying for these financing terms does require filling out an application form, and you should also have a decent credit history. The process is fairly easy and you can be approved within minutes.

If you do apply of any type of credit financing, it is always recommended that pay more than the monthly minimum to avoid interest payments and to pay it off in the shortest amount of time possible. Credit financing, however, does not need to be provided through your physician. Other sources can be obtained easily through the Internet or directly with the provider.

You may also decide to take out a loan from the bank. This process takes a little more time, requires you to deal directly with a financial institution, and you will likely begin paying interest on the money you borrow immediately. You may also find other solutions through companies that specialize in financing health related issues. Contact our Bergen County LASIK practice for more information.